Fiscal Fitness For Your Life
The Baystate Financial Medical Division was created to specifically address the unique challenges that face physicians and medical practitioners in today’s financial environment. They help medical practitioners, at all stages of their careers, plan for the financial future for themselves, their practice and their families. The team at Baystate Financial MD offers a variety of financial strategies and management services specifically geared to the medical professional and can custom tailor a plan to meet your individual needs.
Taking Control of Your Financial Future
Prepare yourself for managing risk and taking advantage of investment opportunities.
TAKE CONTROL OF YOUR FINANCIAL FUTURE TODAY!
Financial Planning at Baystate
Years of experience have prepared us to guide you through your life transitions. Implementing a financial plan that will serve as a well-organized roadmap for reaching your financial goals.
How We Work
Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.

Successfully navigate through your many financial options
The Baystate Financial Medical Division (Baystate MD) was created to specifically address the unique challenges that face physicians and medical practitioners in today’s financial environment. We help medical practitioners, at all stages of their careers, plan for the financial future for themselves, their practice and their families.

Mid Career Practitioners: Breaking Through
Physicians have a distinct disadvantage in meeting mid-life financial demands because of delayed entry into the workforce. Doctors are challenged to pay down hefty student loan debt while making up for the earning-time gap. They need expert financial advice to cover mid-life household expenses and avoid a major shortfall at retirement.
Working with Baystate Financial, mid-career doctors can develop detailed cash-flow plans, formulate strategies to maximize after-tax returns on their investments and monitor their continual progress.

Late Career Practitioners: Meaningful Wealth
Doctors nearing retirement prefer to have a firm grasp of the financial and tax implications of winding down their careers, as well as estate planning and securing adequate resources to enjoy a comfortable retirement. Making realistic assumptions about the future is a key attribute of a quality long-term retirement plan.
East Providence, RI Office

Michael Genetti, CLU®, ChFC®
Financial Planner, Financial Services Representative
Extended Team of Baystate Resources
Abigale Shields
Director of Financial Planning, Personal Financial View
Abigale began her career in 2011 with Baystate Financial as a sales support consultant on the Sales Desk and transitioned to the Financial Planning Department in late 2012. As Baystate’s Director of Financial Planning, Abigale is...
Alan R. Roycroft
Senior Vice President - Investments
As the Head of the Investment Department, Alan is responsible for helping advisors and sales managers meet client investment goals and objectives. Before joining Baystate, Alan was a Director of National Sales for the MetLife...
Herbert K. Daroff, J.D.*, CFP®, AEP®
Agency Director - Estate and Business Planning
Herb has been with Baystate Financial since 1996. He sees himself as a professional problem solver, educated as an engineer and attorney, and practicing as a Certified Financial PlannerTM professional. Herb has been with Baystate...
Jason M Bourdeau
Agency Director - Advanced Markets
As Director of Advanced Markets with Baystate, Jason works with high net worth families and closely held businesses in the areas of estate, charitable, business succession, and executive benefit planning. Our clients appreciate his...